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Professional Competencies

Essential Financial Proficiency in Residential Property Ownership Restructuring

4.7 / 5
8,000+ verified student responses Martin Koh’s trainer rating across 38 past CPD sessions
PCProfessional Competencies
44 Professional Competencies (PC) hours
S$100Per participant
LiveOnline via Zoom
Essential Financial Proficiency in Residential Property Ownership Restructuring

This course is part of AsianPrime Capital's practical CPD training series, designed for busy Real Estate Salespersons (RES) who want focused, trainer-led learning that respects their time. Course fee: S$100 per lesson.

01Course overview

A practical course on residential property ownership restructuring, covering ownership transfer, part-share transfer, decoupling, transfer by way of gift, stamp duty, CPF, loan, cash outlay, regulatory risks, and 99-1 considerations.

02Learning objectives

  • Explain key concepts of property ownership transfer and restructuring, including manner of holding, ownership transfer, part-share transfer, decoupling and gift.
  • Understand common ownership structures, including joint tenancy, tenancy-in-common and 99-1 ownership arrangements.
  • Perform financial calculations for different ownership transfer and restructuring scenarios using calculation templates and loan calculation tools.
  • Assess legal, tax, stamp duty and financing implications for HDB and private residential property ownership restructuring.
  • Identify regulatory risks, IRAS red flags and compliance issues arising from problematic restructuring arrangements.

03Course outline

  • Property ownership structures and manner of holding.
  • Ownership transfer, part-share transfer, decoupling and transfer by way of gift.
  • HDB ownership restructuring considerations and limitations.
  • Private residential property restructuring for joint tenancy and tenancy-in-common owners.
  • Financial calculations for restructuring scenarios using templates and loan calculation tools.
  • Stamp duty, CPF, loan, cash outlay and financing considerations.
  • Assessing the feasibility of ownership restructuring and decoupling strategies.
  • Transfer by way of gift and key practical implications.
  • Timeline and process considerations for ownership or part-share transfer.
  • Regulatory risks, IRAS red flags and lessons from recent 99-1 cases.

04Who should attend

Real Estate Salespersons advising owners on residential property ownership restructuring.

05Trainer

Martin Koh. Our trainers bring practical real estate experience and structured, adult-learning-led delivery to every session.

Attendance requirements. Please join on time and stay for the full session, including any assessment. Keep your camera on throughout, with your face clearly visible, and book using your full name exactly as in your NRIC, as this is your name in Zoom. Time-stamped screenshots are taken at the start, in the middle and at the end of the class to verify attendance. Short breaks are taken within the class; please stay in the Zoom session during breaks. If you miss more than 15 minutes, at the start or during the class, CPD hours cannot be awarded. After the course, you must also complete CEA's course feedback form in CPDS before your CPD hours are credited.
Fees and policies. Course fee: S$100 per participant. No GST is charged, as AsianPrime Capital Pte Ltd is not GST-registered. This course is not eligible for SkillsFuture Credit, NTUC UTAP or other subsidies. Pay by PayNow (QR code) or bank transfer, using your invoice number as the payment reference. Please read our Refund Policy, Terms and Conditions and Data Protection Notice before you register.
CPD recognition. This course information is provided for general reference. CPD recognition, category and training hours are subject to applicable CEA approval and listing status. Please check the official CEA CPD Course Directory where applicable.
About your trainer

What learners say about Martin Koh

Verified post-course feedback from Real Estate Salespersons who have trained with Martin Koh, our Director and Head of Training. Rated 4.7 out of 5 across thousands of verified responses.

“Martin is one of the liveliest trainers I have ever had. You will never feel bored in his class! The case studies were spot-on and incredibly relevant to our daily work. Highly recommend!”
Verified RES Salesperson
“Best trainer ever. The effort put into the course materials really shows, with great tone, great energy, and he makes every topic genuinely interesting. Would absolutely attend again!”
Verified RES Salesperson
“Super insightful session with loads of real-life case studies that helped me actually apply what I learnt. Clear explanations and very engaging from start to finish. Thank you Martin!”
Verified RES Salesperson

Verified feedback from Martin Koh’s CPD and RES training sessions. AsianPrime Capital course reviews will appear here as our own cohorts complete the course.

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